Spread the Cost with Payl8r


What is Payl8r?

Payl8r lets you buy the products you want today
without worrying about the cost. With our flexible
repayment plans, you decide when and how to pay
back. Simply click the Payl8r button at checkout or
receive a payment link from participating stores
and spread the cost of your purchases into
monthly instalments.

What makes Payl8r so different?

Payl8r is flexible finance for this generation. We
don’t penalise you for having a thin credit file and
use a soft search which will not affect your credit!
If you have a thin credit file we will assess your
affordability instead.